由 lltx1822 Risk Avoidance Guide for Independent Purchase of High-Value Air Freight Insurance
Independent purchase of air freight insurance for high-value cargo requires avoiding several risks. First, misreporting cargo value may lead to claim denials for fraud; always declare true values with supporting documents like purchase invoices. Second, improper coverage selection—e.g., failing to add special endorsements for perishable goods like imported flowers, which may not be covered if aircraft refrigeration fails.
Beware of hidden exclusions in policy clauses, such as warehouse losses at airports. Verify that the insurer is licensed for aviation insurance to avoid invalid policies. Always review terms thoroughly and consult professionals if unclear.