由 lltx1822 Strategies for Independent Purchase of High-Value Courier Transportation Insurance
Courier transportation of high-value cargo offers flexibility but carries risks of loss or damage. While couriers may provide valuation services, these often have limited coverage, necessitating additional commercial insurance. When selecting an insurance product, ensure the policy defines courier transit clearly—covering the period from handing over the cargo to the courier until recipient signature. For high-end electronics, choose coverage that includes damage from vibration or extrusion during transit.
When applying, detail the sender, recipient, and cargo description accurately to avoid claims disputes. Pay attention to policy 生效时间 (effective date) to align with shipping timelines. For businesses frequently shipping high-value goods via couriers, negotiate annual insurance agreements with insurers for discounted premiums and simplified processes.